[NetPal]

Is there any suggested method to organize the monthly expenses in a better way? I seem to trust more on memory than anything else. But I feel there must be some way to keep a detail record on income and expenses so that one can check the areas of concern.

[Akari]

You can use spreadsheets. They're pretty easy to use and you can also use it for budgeting, keeping records of income tax etc.

[Flubb10]

I use spreadsheets and it works wonders. That way all your bills are in one easy area and you can sort and calculate all in one place. I find it hard to do all the math in my head. This way with a spreadsheet I don't miscalculate and end up with a nasty overdraft charge or something.

[cassiem0221]

Yes, I agree with the other two posters. I use a spreadsheet and I haave them organized by the due date. I also insert how much they are, the term, and the interest rate if applicable. For example :

Four-wheeler: 3rd ea. mo. $150.97 /24mo. @ 7.5%