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06-26-2007, 11:53 PM
The first thing to do is start with a budget.
One one side, how much do you earn each month?
On the other what debts do you have and how much in each month do you have to pay off?
Then how much do you spend to live?
Then set some goals.
Like clearing debt, starting to save. By starting to save I mean long term savings and not just saving to buy more stuff. |